call summit ridge credit union now
get directions to summit ridge credit union

Account Rates

Regular and Stash Share Account dividend rates for the month ending Dec 31, 2024.

Regular Share Account
(Membership Account)

Features

  • Initial minimum deposit of $5.00.
  • Average Daily Balances
  • This account represents your ownership in Summit Ridge Credit Union.
  • Balances over $100.00 earn dividends, paid quarterly.
  • (Children under 18 years are exempt from $100.00 balance to earn dividends.)

Rates

Average Daily Balance Rate *APY
$100.00 & up 0.13% 0.13%

Stash Share Account

Features

  • You name the purpose of this account, vacation, house, etc.
  • Average Daily Balances
  • No minimum deposit.
  • Balances over $100.00 earn dividends, paid quarterly.
  • (Children under 18 years are exempt from $100.00 balance to earn dividends.)

Rates

Average Daily Balance Rate *APY
$100.00 & up 0.13% 0.13%

Share Certificate Account
(Certificate of Deposit)

Features

  • Certificate rates can change daily.
  • Minimum deposit of $1,000.00.
  • Other Terms Available: Term 1 year, up to 5 years
  • Dividend paid annually or at maturity
  • Interest rate guaranteed for the term of the certificate.
  • Penalty for early withdrawal 3 months forfeited dividends.
  • Automatic renewal.
  • (Children under 18 years of age require a minimum deposit $500.00.)

Rates

Contact the credit union for current CD rates.
$1,000.00 and up

Share Draft Checking Account

Features

  • Free Share Draft/Checking…no monthly fee.
  • No minimum balance.
  • No dividend.
  • One free box of share drafts/checks.
  • Overdraft Transfer protection.
  • 24-Hour Telephone account access.
  • ACH/Direct Deposit available.
  • Monthly Statements, mailed or e-statements.

Bill Pay

Features

  • Free Bill Pay with checking, online access and e-statements.

Summit Ridge Credit Union is a part of the Surcharge Free CO-OP Network of ATMs. This convenience allows our members to access thousands of Surcharge Free ATMs across the country that display the CO-OP logo. To find the ATM location nearest you, visit: www.co-opnetwork.org.

All accounts are NCUA insured up to $250,000.00.

Third Party Site Disclaimer

You are leaving the Summit Ridge Credit Union Website and linking to another Website not operated by this credit union. Summit Ridge Credit Union is not responsible for the content of the other Website. The privacy and security practices of the other Website may differ from those practiced by Summit Ridge Credit Union. You should review the privacy policy of any site before providing any information.

Continue   |   Decline