call summit ridge credit union now
get directions to summit ridge credit union

Fee Schedule

Effective Date: 04/01/2023

The following fees may be assessed to your account. All fees are subject to change. If questions, please contact the credit union.

Share Savings

  Fee
Returned NSF Item $35.00
Excessive transfers/withdrawals above Reg. D limit $25.00
Inactive Account (1 year inactive bal under $1,000 per qrtr) $5.00
Account Closed within 90 days of opening $25.00

Share Draft Checking

  Fee
Returned NSF Item $35.00
Stop Payment $29.00
Check Copy $2.00
Overdraft Transfer (From share account) N/C
Overdraft Transfer (From credit card account) $3.00
(Current Credit Card interest Rates will apply)
Inactive Account (1 year inactive bal under $1,000 per qrtr) $5.00 Qtrly
Check Printing (1st box free) Varies
Account Closed within 90 days of opening $25.00

Internet Access (Banking) & Bill Pay

  Fee
Bill Pay (Free with E-Statements) $6.00
Returned (NSF) Item $35.00
Stop Payment $29.00
Electronic Fund Transfer (Inbound) N/C
Electronic Fund Transfer (Outbound) N/C
Inactivate Account (per month after 6 mos inactive) $5.00

ATM

  Fee
Transactions at CO-OP Surcharge Free ATMs N/C
Transactions at non CO-OP ATMs (subject to foreign fees) N/C
ATM Debit Card & Pin (Replacement) $25.00
Returned NSF Item $35.00
ATM Transactions/Inquiries at other ATMs N/C

Service Charges

  Fee
Account Activity Printout (Per Page) $1.00
Re-entry Membership (w/i 6 months) N/C
Tax Levy/Garnishment $50.00
Research/Account Reconciliation (per hour) $25.00
Verification of Deposits/Transactions $5.00
Debit Card Advance Deposit/Payment Convenience $14.95
Collection Item $35.00
Duplicate Lien Release $2.00
Returned NSF Item $35.00
Returned Statement (Wrong Address) $5.00
Replace Lost Check N/C
Direct/Indirect Loan Admin Fee $125.00
Mailed Paper Statement $3.00
Statement Copy $5.00
Delete Joint Owner N/C

Wire Transfers

  Fee
Incoming (Domestic) $1.00
Outgoing (Domestic) $25.00

Visa Gift & Travel Cards

  Fee
Visa Gift Card N/C
Visa Travel Card $2.00

Third Party Site Disclaimer

You are leaving the Summit Ridge Credit Union Website and linking to another Website not operated by this credit union. Summit Ridge Credit Union is not responsible for the content of the other Website. The privacy and security practices of the other Website may differ from those practiced by Summit Ridge Credit Union. You should review the privacy policy of any site before providing any information.

Continue   |   Decline