Account Rates

Regular and Stash Share Account dividend rates for the month ending .

 

Important Rate Information; The dividend rate and annual percentage yield may change every dividend period. The board has changed the dividend period from quarterly to monthly beginning 10/1/12. The dividend rate for your account may change as determined by the credit union board of directors.


All accounts are NCUA Insured up to $250,000.


Account Name Features Average Daily Balance Rate APY
Regular Share Account
(Membership Account) Initial minimum deposit of $5.00. $0.00 - $99.99 ----- -----
Average Daily Balances $100.00 & up 0.13% 0.13%
This account represents your ownership in Summit Ridge Credit Union.
Balances over $100.00 earn dividends, paid quarterly.
(Children under 18 years are exempt from $100.00 balance to earn dividends.)
Stash Share Account
You name the purpose of this account, vacation, house, etc. $0.00 - $99.99 ----- -----
Average Daily Balances $100.00 & up 0.13% 0.13%
No minimum deposit.
Balances over $100.00 earn dividends, paid quarterly.
(Children under 18 years are exempt from $100.00 balance to earn dividends.)
Share Certificate Account (Certificate rates can change daily.) Contact the credit union for current CD rates
(Certificate of Deposit) Minimum deposit of $1,000.00. $1,000.00 - up
Other Terms Available Term 1 year, up to 5 years    
Dividend paid annually or at maturity    
Interest rate guaranteed for the term of the certificate.
Penalty for early withdrawal 3 months forfeited dividends.
Automatic renewal.
(Children under 18 years of age require a minimum deposit $500.00.)
Share Draft Checking Account
Free Share Draft/Checking…no monthly fee.
No minimum balance.
No dividend.
One free box of share drafts/checks.
Overdraft Transfer protection.
24-Hour Telephone account access.
ACH/Direct Deposit available.
Monthly Statements, mailed or e-statements.
Bill Pay Free Bill Pay with checking, online access and e-statements.
ATM/Visa Check Card CO-OP ATM Free/no sur-charge.
cuCash Card (ATM Transactions Only) ATMs other than CO-OP will impose a sur-charge.
Visa cuCheck Card (ATM & Purchases) ATMs other than CO-OP will impose a sur-charge.
Monthly Statements





Summit Ridge Credit Union is a part of the Surcharge Free CO-OP Network of ATMs. This convenience allows our members to access thousands of Surcharge Free ATMs across the country that display the CO-OP logo. To find the ATM location nearest you, visit: www.co-opnetwork.org.


All accounts are NCUA insured up to $250,000.00.

Summit Ridge Credit Union
3485 NE Ralph Powell Road
Lee's Summit, MO 64064
Phone: 816-272-6160 816-272-6160
Fax: 816-272-6266 816-272-6266

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