New & Used Auto Loans

Shop and Compare with Summit Ridge Credit Union AutoSMART for highly competitive rates.


With Summit Ridge Credit Union AutoSMART you will get prompt loan processing and you will receive a decision quickly!


Not only does Summit Ridge Credit Union offer highly competitive loan rates on new and used cars, we can refinance that existing higher-interest auto loan you obtained from the bank or car dealer. With pre-approval you're in the position to bargain just as if you had the cash in your pocket.


To apply for a new or used auto loan with our online application, click here. For current loan rates, click here.


Other Vehicle Loans

Summit Ridge Credit Union's vehicle loans are not limited to cars. We can finance classic cars, RVs, boats, trailers, motorcycles, ATVs, and jet skis.

To apply for a Vehicle Loan online, click here. For current loan rates, click here.



Signature Loans

Whether you want to wrap up loose ends, consolidate miscellaneous bills or wipe out high-interest credit card debt, one of our low-cost, simple interest loans might be the answer. Once you qualify, the only collateral you need is your signature.


Caught short between paydays? Buying a computer? Getting married? Call Summit Ridge Credit Union's to apply at 816-272-6160 or apply online, click here. For current loan rates, click here.


Share Secured & HandiCash Loans

Use the money in your share account as collateral for a Share Secured Loan. This loan offers a very low interest rate and your shares earn dividends while you repay your loan. Our HandiCash Loan is handy...for that unexpected expense needed quickly and short term.


Holiday/Vacation Loans

Need holiday spending money, planning a vacation, or whatever?Summit Ridge Credit Union Holiday/Vacation Loans are now available all year.


This short term, low interest product will allow you to deal with those expenses when you're running just a little short on savings. Call Summit Ridge Credit Union for more information at 816-272-6160.


Visa® Card



Get the buying power that you need and the low rates that you deserve with Visa Card. For more information, contact the credit union at 816-272-6160.



Count on Visa’s Zero Liability      Competitive Rates      24/7 Customer Service

Member's Choice

Member's Choice®

Choosing the Insurance that Helps Give You Peace of Mind!


While you can't predict an accident, you can plan how you'll be able to financially handle one should it occur. MEMBER'S CHOICE® Credit Life and Credit Disability Insurance plans offer loan-specific coverage. MEMBER'S CHOICE® Credit Life Insurance is a voluntary coverage that can help reduce or pay off your loan balance, up to the maximum limit, if you or your covered co-borrower pass away. MEMBER'S CHOICE® Credit Disability Insurance is a voluntary coverage plan that helps make monthly loan payments, up to the maximum limit, should you become totally disabled, until you are no longer disabled. Build a better understanding by visiting Summit Ridge Credit Union or calling 816-272-6160 to cover your loans today. Estimate your loan payment with Member Choice Credit Life & Credit Disability Insurance!

Summit Ridge Credit Union
3485 NE Ralph Powell Road
Lee's Summit, MO 64064
Phone: 816-272-6160 816-272-6160
Fax: 816-272-6266 816-272-6266

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