Free Share Draft/Checking is a great way to manage your bills. No monthly service fee, no per share draft/check fee, no dividends. And, your first box of share drafts/checks are free!

Overdraft Transfer Protection

Summit Ridge Credit Union offers Overdraft Transfer Protection for all checking accounts to save you the embarrassment and expense of fees associated with non-sufficient funds. Contact us for more information at 816-272-6160.

VISA ATM Debit Card

Use it at merchants that accept Visa and the amount is deducted from your Summit Ridge Credit Union checking account or get cash at CO-OP ATMs surcharge free.

Get One TodayATM Debit Cards!


Card Alert Notification

Protecting your SRCU Visa Debit/ATM card from fraud requires 24/7/365 days a year monitoring.  Our fraud detection programs monitor your card transactions for any suspicious activity.  If potentially fraudulent transactions are taking place, we’ll contact you immediately so that future fraudulent transactions can be avoided.


We monitor your card transactions for purchases outside your normal purchasing patterns, unusual timeframes and geographical locations, or purchase patterns that are consistent with previously identified fraud trends.


Contacting you quickly is critical to stopping any potential card fraud.  Most members have a mobile device and this offers a convenient and free* method to contact you fast.  Our Card Alert Notification service will sent a text message asking you to confirm is a suspicious transaction was authorized by you.


Receiving a text message

  • The text message will arrive with a 5 digit code (33748) and contain our name, dollar amount of the transaction and merchant name.
  • You will be asked to reply with “Yes” if you authorized the transaction. You will receive a confirming text message and can continue to use your card with confident.
  • A “No” reply means you have not authorized the transaction.  You will receive a confirming text message and you will be contacted immediately a fraud specialist to protect your account.  Please answer this important call.
  • Do not reply to the text message with any personal or confidential card information.
  • If you would like to opt out of receiving these important messages by text, you may reply with “STOP” to indicate this preference.


Please help us protect you by:

  • Keeping us up to date with your current mobile, home phone numbers and contact information.
  • Traveling in the US or to a foreign country for an extended period of time?  Contact us prior to your departure and we’ll make our monitoring more flexible during your travels.

*Text messages to your mobile device are free, but all other fees on calls and texts are subject to the terms of your voice/data plan with your mobile carrier.

Locate a CO-OP ATM

You can get cash when you need it surcharge-free at ATMs through the CO-OP Network. Just look for the CO-OP Network logo or click on the CO-OP logo on the right of the page to locate a CO-OP ATM near you.

Summit Ridge Credit Union has a CO-OP ATM located to the left of the front entrance which is available 24/7.

Verified by VISA

Register your Summit Ridge Credit Union Visa Debit Card here to avoid potential fraud.

Verified by Visa protects your existing Visa ATM Debit card with a password you create, giving you assurance that only you can use your Visa ATM Debit card online.

Simply activate your card and create your personal password. You'll get the added confidence that your Visa ATM Debit card is safe when you shop at participating online stores.

Find Surcharge Free ATM

Visa Gift & Travel Cards

Visa Gift Cards Ensure family and friends get a gift they'll enjoy!

Visa Travel Cards are good anywhere Visa is accepted! Prepaid Visa Travel Money...better than a travelers check. Travel with peace of mind.

Online Check Reorder


To view all the available personal check designs, follow this link,, and then click on the Checks & Accessories link at the top of the page.

You directly can reorder checks online faster than it takes to write one. You can also order checkbook covers and various accessories. The fee for all checks and accessories will be deducted from your Summit Ridge Credit Union Checking Account. To reorder checks or purchase accessories, click here.

Summit Ridge Credit Union
3485 NE Ralph Powell Road
Lee's Summit, MO 64064
Phone: 816-272-6160 816-272-6160
Fax: 816-272-6266 816-272-6266

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