Free Share Draft/Checking is a great way to manage your bills. No monthly service fee, no per share draft/check fee, no dividends. And, your first box of share drafts/checks are free!

Overdraft Transfer Protection

Summit Ridge Credit Union offers Overdraft Transfer Protection for all checking accounts to save you the embarrassment and expense of fees associated with non-sufficient funds. Contact us for more information at 816-272-6160.

Mastercard Debit Card

Use our MasterCard Debit Card to make purchases at merchants that accept MasterCard or get cash at CO-OP ATMs surcharge free and the amount is deducted from your Summit Ridge Credit Union Checking account. Our MasterCard Debit Card comes with built-in EMV chip technology. These cards are not only more secure - they're also easy to use. When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. If a merchant cannot accept chip transactions, simply swipe your card to pay.

In addition to the added protections of the EMV chip, our MasterCard Debit Cards offer an extra layer of fraud protection with the Fraud Watch Plus program. Our fraud specialists monitor your portfolio 24/7 using neural network technology to efficiently and accurately identify potentially fraudulent transactions and alert you so you can take appropriate action. This is a responsive, reliable fraud monitoring program to help protect you.

Contacting you quickly is critical to stopping any potential card fraud. Most members have a mobile device and this offers a convenient and quick method to contact you regarding suspicious activity. Please help us protect you by keeping us up to date with your current contact information. Traveling in the US or to a foreign country for an extended period of time? Contact us prior to your departure and we'll make our monitoring more flexible during your travels.

If you have questions about your new card, please call or visit Summit Ridge Credit Union. We appreciate your business! Get One Today"

ATM Debit Card Disclosure & Application

MasterCard® SecureCode™

As a valued Customer we are pleased to offer you MasterCard SecureCode.

"MasterCard SecureCode" provided in association with MasterCard International, protects your card against unauthorized use when you shop online at participating retailers.

If you make a purchase in a shop, you enter a PIN number or sign a receipt to validate the transaction. MasterCard SecureCode mimics this process over the Internet by providing a digital receipt that you sign off with your own personal SecureCode.

To set up your account and SecureCode now, click the link below and follow the instructions. Once enrolled you will be automatically prompted to enter your SecureCode when you shop at a participating online retailer.

Register your new Mastercard

Locate a CO-OP ATM

You can get cash when you need it surcharge-free at ATMs through the CO-OP Network. Just look for the CO-OP Network logo or click on the CO-OP logo on the right of the page to locate a CO-OP ATM near you.

Summit Ridge Credit Union has a CO-OP ATM located to the left of the front entrance which is available 24/7.

Find Surcharge Free ATM

Visa Gift & Travel Cards

Visa Gift Cards Ensure family and friends get a gift they'll enjoy!

Visa Travel Cards are good anywhere Visa is accepted! Prepaid Visa Travel Money...better than a travelers check. Travel with peace of mind.

Online Check Reorder


To view all the available personal check designs, follow this link,, and then click on the Checks & Accessories link at the top of the page.

You directly can reorder checks online faster than it takes to write one. You can also order checkbook covers and various accessories. The fee for all checks and accessories will be deducted from your Summit Ridge Credit Union Checking Account. To reorder checks or purchase accessories, click here.

Summit Ridge Credit Union
3485 NE Ralph Powell Road
Lee's Summit, MO 64064
Phone: 816-272-6160 816-272-6160
Fax: 816-272-6266 816-272-6266

Facebook Join us on facebook!

Powered by Systronics, Inc.

Notice... If you are using a screen reader and are having problems using this website, please call 816-272-6160 for assistance.